Michael L. Calder is a graduate of Georgia State University (Distinguished Military Graduate) and Seton Hall University School of Law (magna cum laude, Order of the Coif). Prior to joining the firm, Mr. Calder served as a captain in the Army Field Artillery, and then worked in the insurance industry for 15 years as a claims manager and claims specialist. He holds both the Chartered Property & Casualty Underwriter (CPCU) and Associate in Claims (AIC) designations and he has been appointed as a member of the Committee on Association Insurance Programs for the New York State Bar Association.  Mr. Calder is admitted to the New York bar and to the United States District Courts for the Eastern and Southern Districts of New York.